There are certain things which we cannot simply avoid. Certain things are beyond our control, and we cannot understand why such things happen. But just because something unexpected happens, we don’t think of it as the end of the world; we move on with our lives. If you happen to be a person who is suffering from a medical injury or if you are differently abled or if you find yourself in a position where you need some help or support, Canada disability benefits may be your greatest options:
The following are some of the disability benefits that are offered in Canada:
Pension plan for people with disability:
Canada provides pension to those who have contributed a lot to the Canada Pension Plan and for those who are disabled and are unable to work at a job to earn a monthly income on a regular basis. The CPP also has benefits for any dependent children who are under the age of 18 and is attending school or if they are between the age 18 to 25 and is attending school full-time. To qualify you to need to have a disability which is severe and prolonged and it must not allow you to work on a daily basis. There will be medial adjudicators who will check the disability and qualify the application based on the documents you have submitted.
Disability benefits for Veterans:
Canadian Forces and Merchant Navy veterans who have been injured during their service and are disabled can avail the benefit. The program offers disability benefits to former and serving members of the Canadian Forces. The disability benefit is also offered for the Royal Canadian Mounted Police.
Child Disability Benefit:
Child disability benefit is tax-free and is offered to families who take care of a child who is below the age of 18. The medical practitioner certifies and you will know if the child is eligible for disability tax. The benefit is provided every month, and there are also children’s special allowances which are given to disabled children.
Canada Disability Savings Grant:
The government of Canada helps you by paying into your RDSP to help you save for the future. Depending on the family income of the person and the contribution of that person the government of Canada gives up to 300 percent matching grants. The maximum amount that can be claimed is $3,500 in a year, and you can get up to $70,000 in a lifetime.
Canada Disability Savings Bond:
For low and modest income Canadians with a disability, the government of Canada offers a savings bond, and you can get up to $1000 in a year if you qualify for the bond. You can get up to $20,000 during your entire lifetime. After you turn 49, you do not have to contribute paying to your RDSP to receive the bond from the government.